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Unity Is Strength

Here at Ifeby, we give you unbiased information to help you make smart financial choices to protect your loved ones.

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Caregiving: What everyone should know

“There are four kinds of people in the world – those who have been caregivers, those who are caregivers, those who will be caregivers, and those who will need caregivers.”

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You've only got one life: insure it

One thing we don't like to think about is death's inevitability. There is a saying in the industry: "You don't buy life insurance because you're going to die, you buy it because those you love are going to live."

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Are you thinking about estate planning? If not, you should

You and the people closest to you may benefit from an estate plan if you own a home, have children, or contribute to a retirement account. Avoiding a host of financial...

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The waiting game isn't about life insurance.

Despite the COVID-19 pandemic, there is a silver lining: obtaining life insurance has never been easier. Therefore, no one has a reason to delay purchasing life insurance-especially...

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Why must you sit with a financial professional?

You might be surprised at the advice you can receive from a competent financial professional even if you are nearing the magical retirement age. Even the most modest of investments...

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You must have an emergency fund

When the whole country suddenly went into virtual lockdown, many people lost their jobs and their income. What didn’t stop were their living expenses. The government did step in to..."

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What's a Fixed Index Annuity?

A fixed index annuity is an insurance contract that provides you with income in retirement. With a fixed index annuity, your payments are based on the returns of a stock market index...

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401(k)s are nearing their expiration date

It is easy to forget that 401(k) plans have only been around for three decades. We have learned a lot in that period, and the jury is now in: The 401(k) experiment has failed.

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What's a Million Dollar Baby?

As you contemplate the gifts you might be buying your children or grandchildren this holiday season, consider financial gifts that could reap big rewards for them in the future.

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Estate Planning: What is it?

Simply put, Estate Planning is the process of making it clear how you want your estate to be handled after you pass away or if you become incapacitated.

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A career in the financial industry

Think twice before saying “I’m not qualified.”. In order to succeed, you need to have strong interpersonal skills, analytical abilities, and problem-solving skills. The financial industry is the highest paid industry in the world...

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Can you retire on $1 Million?

Geographical factors can heavily influence retirement costs across the country, and where you live could make the difference between successfully retiring with $1 million.

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